1) Loan Request

Requesting a payday loan is easy with us. Simply fill out our online form and we'll quickly do the rest.

2) Approval

It takes minutes for your information to be processed. We'll try to match you with the lender who is ready to offer you a loan.

3) Cash Transfer

Once loan agreement is signed, you'll normally get your cash as soon as the next business day!

Online Payday Loans In Utah

Utah is one of the many US states that has been given the green light to offer Payday Loans. In fact it is one of the least regulated lending markets in the country, allowing citizens full access to cash advances with few hoops to jump through. So if you have found yourself temporarily lacking in cash, you might want to consider taking out a payday loan with UtahCashHelp.com. It's a fast and simple process that has benefited many people in Utah.

What Is A Payday Loan?

A payday loan (sometimes called a cash advance) is a small cash loan that you can use during emergencies or when you have an unforeseen cash-flow problem. Perhaps you need to get the car fixed or pay for school supplies for the kids, but your next pay check isn't for a few weeks. A payday loan is the perfect solution to these problems. UtahCashHelp's quick and secure system only requires you to fill out a basic online form that will take no longer than a couple of minutes. Once submitted there's no waiting around, you'll know if you've been approved almost instantly. If you accept the offer you can then expect to see the cash in your account within 24 hours!

To ensure that our payday loans are used for the proper purpose, the amounts offered usually fall between $100 and $1000, which is well within the average monthly wage. This gives both parties confidence that the loan can be paid back on time. Repayment is agreed upon at the time of application and is usually about 2 weeks after the loan is issued. This allows time for your next pay check to be deposited, which will then be used to cover the debt in one simple transaction. There are no monthly installments with payday loans. This is why they are subject to different regulations than regular personal loans that you might obtain from the bank and spread over several months or even years.

Laws for Payday Loans in Utah

Although the practice sometimes gets a bad rap, payday lending in the state of Utah is completely legal with the appropriate license. Thousands of people regularly use such loans to their benefit. State legislation dictates that the maximum period that a payday loan can be issued for is 12 weeks, though due to the practicality of this the average is much shorter.

Likewise lenders can theoretically lend as much as they want, but in reality UtahCashHelp.com will always offer a sum that is a percentage of you monthly income, so you are highly likely to make the repayment. Furthermore lenders can set their own fees for borrowing, but because there is such a competitive market in Utah, the cost of borrowing is not much different from other states. If we charged a high amount for example, you could just go to another lender who charged less.

There are hundreds of successful storefront payday lenders in Utah, with many others offering a similar service online. The latter is becoming the preferred avenue for borrowers because of the simplicity. Data suggests hundreds of thousands of people are actively searching for "payday loans Utah."

Borrowing from UtahCashHelp.com

With so many options out there the borrower might think they are spoiled, however UtahCashHelp.com has gone one step further to ensure you have the best possible borrowing experience with us. Using our years of experience in the lending industry, coupled with state of the art technology, we have created one of the simplest borrowing platforms on the web. All you have to do is fill out one simple application form from any internet connected device and you will know if you have been approved within 90 seconds.

Once you digitally sign the agreement we will immediately begin the deposit process and you should see the cash in your designated bank account within 1 business day. On the agreed upon date we will then take the repayment, which includes the full loan sum and an added finance charge, which is the cost of doing business. This will be clearly outlined to you before you agree to the offer. You will never have to pay any added interest unless you miss the repayment. For more on this please visit our Rates and Fees page.

Because payday loans are a short term commitment used to tie you over until your next pay check, we base everything on your income information. This means that in most cases you will not be subject to a credit check, and any issues you may have had in the past will have no baring on your ability to get a loan with us. There is also no cumbersome paperwork to fill out, you don't have to visit our office for a meeting, and there's also no need to fax over any documents. The information you do provide is secured with the latest encryption technology and we never pass it on to third parties.

What could be easier than that?

So what are you waiting for? Visit the loan request page if you're ready to borrow, or have read of our FAQ and other pages if you'd like to know more about payday loans in Utah and the borrowing process.